How did I not know about this site before? Picnik is a photo editing site already connected to Flickr, but if you go directly there and sign up for a free account (you can upgrade if you need more turbo-power!) you can edit, add effects and text, all kinds of editing. I am ashamed to say that even after taking a digital imaging class, I am still woefully under-educated on how to use Photoshop. This is definitely more my speed. I edited the new header on this blog using only Picnik!
Check it out!